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Hong Kong virtual insurer OneDegree on track to turn a profit in 2024 on back of popular coverage of household pets and digital assets: CEO

  • OneDegree CEO Alvin Kwock said the firm’s flagship pet insurance business has already ‘reached scale’ and become profitable
  • He indicated that nearly half of the world’s top-20 cryptocurrency exchanges have contacted OneDegree about its OneInfinity digital-asset insurance

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OneDegree co-founders Alex Leung Te-yuan (left), who serves as chief insurance officer, and Alvin Kwock Yin-lun, the firm’s chief executive, at the company’s office in Kwun Tong. Photo: SCMP
Hong Kong financial technology firm OneDegree is on track to turn profitable next year on the back of its popular insurance policies for household pets and digital assets, according to company co-founder and chief executive Alvin Kwock Yin-lun.
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The seven-year-old start-up, one of the city’s four licensed virtual insurers, this year expects to roughly halve its underwriting losses, which totalled HK$121.8 million in 2022, and then turn a profit by the second half of 2024, Kwock said in an interview on Tuesday.

That optimistic projection stems from the positive performance of OneDegree’s pet and digital-asset insurance operations. The company’s flagship pet insurance business, which was launched in April 2020, has “reached scale” and become profitable, Kwock told the South China Morning Post.

He said the firm’s enterprise-facing digital-asset insurance service, OneInfinity, has recently become profitable after signing up more than 30 clients, without receiving any claims to date.

The waterfront in Hong Kong’s Tung Chung district. The city is home to more than 600,000 pets, according to OneDegree chief executive Alvin Kwock Yin-lun. Photo: Felix Wong
The waterfront in Hong Kong’s Tung Chung district. The city is home to more than 600,000 pets, according to OneDegree chief executive Alvin Kwock Yin-lun. Photo: Felix Wong
Introduced in November 2021, OneInfinity offers insurance to digital-asset businesses such as cryptocurrency exchanges, custodians and wallet providers.
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It already accounts for 10 per cent of OneDegree’s revenue, according to Kwock. He said the firm expects that figure to swell to 30 per cent in the fourth quarter this year.

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