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Redefining fintech
A five-part series on China’s ongoing debate about how technology ought to fit alongside financial services in fintech, and how regulators can ringfence systemic risks around the growth industry in the event of disruptions or defaults.
Updated: 18 Dec, 2020
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[1]
China puts shackles on fintech as technology risks usurping finance
New fintech rules on online micro lending could force China’s internet giants to rethink their business practices on co-lending, analysts said.
20 Nov, 2020
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[2]
How AI and big data helped China’s tech giants dominate consumer finance
The aim is to build a much more accurate picture of a user’s credit profile by using a range of online data as opposed to traditional credit scoring.
27 Nov, 2020
[3]
China regulators fret about fintech’s heft, and bank risk. Here’s why
China has seized the global lead in tackling Big Tech lending which threatens to destabilise finance in multiple jurisdictions.
04 Dec, 2020
[4]
How China’s microlenders brought an ancient practice into the digital age
Much of the country’s microlending industry has grown on the back of China’s massive mobile phone user base.
11 Dec, 2020
[5]
China’s fintech giants retool to survive in new regulatory landscape
The innovative and entrepreneurial fintech industry is scrambling to retool credit operations to comply with harsher regulation handed down by Beijing, and may bounce back stronger than ever next year.
18 Dec, 2020
